FEATURE — 02Conversational

Ask anything.

One bar across every page. Ask in plain English, and the assistant reads your real budget data — not a cached summary, not a statistical approximation. Your data.

You · 14:02

> how much on dining last month?

Assistant · 14:02

You spent $284.40 on Dining in March, against a $260 budget. Highest night: Mar 18, Bar Primi, $112.

Scope
Your ledger
Memory
Full history
Actions
Read & propose
Autonomy
Asks first
§ 01 · A conversation

A morning with your books.

Four questions, four answers. The assistant pulls real numbers from the same ledger the app shows — no separate API, no aggregated summary.

Transcript · Apr 19, 09:14
You

> how much on groceries this month?

Assistant
READ

You've spent $318.40 on Groceries so far in April, against a $520 budget. That's $201.60 remaining.

Whole FoodsApr 02$68.30
Trader Joe'sApr 09$44.20
Whole FoodsApr 12$51.90
Trader Joe'sApr 19$62.40
You

> am i on track for my vacation goal?

Assistant
READ

Your Vacation envelope has $880 of $2,400 saved. At $300/mo, you'll hit it by August 1.

Progress
$88036.7% · ETA Aug 1$2,400
You

> move 50 from dining to groceries

Assistant
PROPOSE

I'll move $50.00 from Dining to Groceries. Dining will drop to $170; Groceries will rise to $570. Confirm?

Confirm moveCancelNever auto-executed — always asks
You

> what's my biggest subscription?

Assistant
READ

Your largest recurring subscription is Figma at $15.00/mo, renewing Apr 22. You have 7 active subscriptions totaling $64.97/mo.

>Ask anything, or type a command…⌘K
§ 02 · Boundaries

What it can & can't do.

The assistant sees your budget data. It doesn't see your email, your contacts, or the rest of the internet. It proposes changes. It never executes them silently.

CanRead-only or proposed
  • Read balances
    Totals by category, account, envelope.
  • Query history
    Any period, any grouping. It has the ledger.
  • Analyze trends
    Month-over-month, seasonality, outliers.
  • Categorize one
    Suggest a category for a new transaction.
  • Propose a move
    Draft an envelope-to-envelope transfer for your confirmation.
  • Propose a rule
    Write a rule that matches what you just did manually.
Can'tBy design
  • Auto-execute transfers
    Every money movement requires explicit confirm.
  • See other data
    Email, calendar, files — all outside its scope.
  • Phone home
    Your LLM key, your provider. Nothing is logged for us.
  • Delete anything
    Destructive ops are disabled. Always.
  • Edit transactions
    It can categorize; it cannot change amounts.
  • Remember across devices
    Context is the current session only.
§ 03 · Command mode

For the fast typists.

The same bar is a command palette. Slash commands skip the interpretation step — they run directly, still with a confirm for anything destructive.

command · palette⌘K
/move 50 dining → groceriesMove money between envelopes
/categorize Amazon ShoppingCreate-and-apply a rule
/goal vacation 2400 by sep 1Set a target-by-date goal
/split tx_214 40% grocery 60% householdSplit a transaction
/schedule rent monthly $1200Add a scheduled transaction
/report spending last-90d by-categoryGenerate a one-off report